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# Retrieve a child organization bank account

GET https://api.letsdeel.com/rest/organizations/children/{child_id}/payment-methods/{payment_method_id}

Use this to check where a bank account of a child organization stands before verifying it, setting it as the default or removing it: its status, whether it is the default for debits, and whether it can be removed. A removed account is still returned, with status REMOVED.

 **Token scopes**: `organizations:read`

 **Beta**: this version requires the `X-Beta: true` request header and its contract may change before it is promoted to stable. It is scheduled to become stable on 2027-02-12.

Reference: https://developer.deel.com/api/reference/endpoints/organizations/get-child-organization-payment-method-v-2026-11-12

## Authentication

- `Authorization` header (bearer token, required) — ## Authentication The Deel API uses bearer tokens to authenticate requests. All API calls must be made over HTTPS — calls over plain HTTP or without authentication will fail. ```curl curl -X GET 'https://api.letsdeel.com/rest/v2/contracts' \ -H 'Authorization: Bearer YOUR-TOKEN-HERE' ``` [Learn more about authentication](/api/authentication)
- `Authorization` header (bearer token, required) — Standard OAuth2 security scheme based on https://swagger.io/docs/specification/authentication/

## Servers

- `https://api.letsdeel.com/rest` (Production, default)
- `https://api-staging.letsdeel.com/rest` (Demo)

## Request

### Path parameters

- `child_id` (string, required) — Public id of the child organization, as returned in the id field of the create child organization response. It must be a direct child organization of the authenticated organization; any other id answers 403, an unknown id 404.
- `payment_method_id` (integer, required) — Id of the payment method, as returned when it was added. It must belong to the child organization; any other id answers 404.

### Headers

- `X-Beta` (enum, required, default: true) — Opts in to the beta version of this endpoint. Must be `true`.
  - Allowed values: `true`

## Response

### 200

The bank account and its current status. A removed account is returned with status REMOVED.

- `data` (OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdGetResponsesContentApplicationJsonSchemaData, required) — The bank account as stored by Deel. The full account and routing numbers are never returned.

## Errors

### 400 Bad Request Error

Operation failed.

- `request` (ApiErrorRequest, optional)
- `errors` (list of ApiError, optional)

### 401 Unauthorized Error

Unauthorized. The request token is missing or invalid.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdGetResponsesContentApplicationJsonSchemaErrorsItems, required)

### 403 Forbidden Error

Forbidden. The child organization is not a direct child of the caller, the feature is not enabled for the caller, or the token carries no person.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdGetResponsesContentApplicationJsonSchemaErrorsItems, required)

### 404 Not Found Error

Not found. No organization has the given child_id, or the child organization has no ACH method with that id.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdGetResponsesContentApplicationJsonSchemaErrorsItems, required)

### 500 Internal Server Error

An unexpected error occurred. The same request can be retried.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdGetResponsesContentApplicationJsonSchemaErrorsItems, required)

## Types

### OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdGetResponsesContentApplicationJsonSchemaData

The bank account as stored by Deel. The full account and routing numbers are never returned.

- `id` (integer, required) — Id of the payment method. Use it in the verify, update and remove calls.
- `type` (enum, required) — Payment rail of the method. Only ACH in this version.
  - Allowed values: `ACH`
- `last4` (string, required) — Last four digits of the account number.
- `status` (enum, required) — PENDING_VERIFICATION until the two micro-deposit amounts are confirmed; VERIFIED once they are; ON_HOLD when the account is verified but the child organization has not completed its own verification yet; VERIFICATION_FAILED after three wrong attempts (it stays so while Deel reviews a bank statement, and becomes VERIFIED on approval); REMOVED after deletion.
  - Allowed values: `PENDING_VERIFICATION`, `VERIFIED`, `ON_HOLD`, `VERIFICATION_FAILED`, `REMOVED`
- `created_at` (string, required) — When the method was added.
- `is_default` (boolean, required) — Whether Deel debits this account for the child organization’s invoices.
- `account_type` (enum, required) — Checking or savings.
  - Allowed values: `CHECKING`, `SAVINGS`
- `is_deletable` (boolean, required) — Whether a remove call would succeed right now.
- `attempts_remaining` (integer, required) — Micro-deposit confirmation attempts left before the method needs a bank statement.
- `account_holder_name` (string, required) — Name on the bank account, as submitted.
- `verification_method` (enum, required) — How the account is verified. Only micro-deposits in this version.
  - Allowed values: `MICRO_DEPOSITS`
- `bank_name` (string, optional, nullable) — Name of the bank. Not available in this version; always null.
- `status_reason` (enum, optional, nullable) — Why the method is on hold, when it is. Null otherwise.
  - Allowed values: `NO_US_LEGAL_ENTITY`, `ORGANIZATION_NOT_VERIFIED`, `ACH_DISABLED`
- `not_deletable_reason` (enum, optional, nullable) — Why the method cannot be deleted, when it cannot. Null otherwise.
  - Allowed values: `USED_IN_AUTOMATIC_PAYMENT`, `USED_AS_BACKUP`

### ApiErrorRequest

- `method` (string, optional) — The HTTP method of the failed request
- `url` (string, optional) — The relative URL of the failed request
- `status` (double, optional) — The status code of the response
- `api_req_id` (string, optional) — The request ID of the failed request
- `docs` (string, optional) — A link to the official documentation for the requested endpoint resource
- `source` (string, optional) — The source handler which produced the returned error
- `code` (double, optional) — The code of the source handler which produced the returned error

### ApiError

- `message` (string, optional) — A description of the returned error
- `path` (string, optional) — The JSON path where input validation failed

### OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdGetResponsesContentApplicationJsonSchemaErrorsItems

- `code` (enum, required) — Machine-readable error code.
  - Allowed values: `GENERIC_ERROR`
- `message` (string, required) — Human-readable explanation of the error.
- `details` (OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdGetResponsesContentApplicationJsonSchemaErrorsItemsDetails, optional) — Extra context for the code, when any: the ineligibility, rate-limit or not-deletable reason.

### OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdGetResponsesContentApplicationJsonSchemaErrorsItemsDetails

Extra context for the code, when any: the ineligibility, rate-limit or not-deletable reason.

- `reason` (string, optional) — Why the request was refused, for the NOT_ELIGIBLE, INVALID_BANK_ACCOUNT, RATE_LIMITED and NOT_DELETABLE codes.
- `attempts_remaining` (string, optional) — Micro-deposit attempts left, for the INVALID_AMOUNTS code.

## Examples

**Response**

```json
{
  "data": {
    "id": 635390,
    "type": "ACH",
    "last4": "2227",
    "status": "PENDING_VERIFICATION",
    "created_at": "2026-10-16T04:49:58Z",
    "is_default": false,
    "account_type": "CHECKING",
    "is_deletable": true,
    "attempts_remaining": 3,
    "account_holder_name": "Acme Inc",
    "verification_method": "MICRO_DEPOSITS",
    "bank_name": "Chase",
    "status_reason": "ORGANIZATION_NOT_VERIFIED",
    "not_deletable_reason": "USED_IN_AUTOMATIC_PAYMENT"
  }
}
```

**SDK Code**

```python
import requests

url = "https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390"

headers = {
    "X-Beta": "true",
    "Authorization": "Bearer <token>"
}

response = requests.get(url, headers=headers)

print(response.json())
```

```javascript
const url = 'https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390';
const options = {method: 'GET', headers: {'X-Beta': 'true', Authorization: 'Bearer <token>'}};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("X-Beta", "true")
	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby
require 'uri'
require 'net/http'

url = URI("https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["X-Beta"] = 'true'
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body
```

```java
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.get("https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390")
  .header("X-Beta", "true")
  .header("Authorization", "Bearer <token>")
  .asString();
```

```php
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('GET', 'https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390', [
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'X-Beta' => 'true',
  ],
]);

echo $response->getBody();
```

```csharp
using RestSharp;

var client = new RestClient("https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390");
var request = new RestRequest(Method.GET);
request.AddHeader("X-Beta", "true");
request.AddHeader("Authorization", "Bearer <token>");
IRestResponse response = client.Execute(request);
```

```swift
import Foundation

let headers = [
  "X-Beta": "true",
  "Authorization": "Bearer <token>"
]

let request = NSMutableURLRequest(url: NSURL(string: "https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "GET"
request.allHTTPHeaderFields = headers

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```