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# Verify a child organization bank account

POST https://api.letsdeel.com/rest/organizations/children/{child_id}/payment-methods/{payment_method_id}/verify
Content-Type: application/json

Confirm the two micro-deposit amounts the customer saw on their bank statement, to activate a bank account added earlier. Three attempts in total; after the third failed attempt the account needs a bank statement for manual review. A verified account is still not debited until it is set as the default.

 **Token scopes**: `organizations:write`

 **Beta**: this version requires the `X-Beta: true` request header and its contract may change before it is promoted to stable. It is scheduled to become stable on 2027-02-12.

Reference: https://developer.deel.com/api/reference/endpoints/organizations/verify-child-organization-payment-method-v-2026-11-12

## Authentication

- `Authorization` header (bearer token, required) — ## Authentication The Deel API uses bearer tokens to authenticate requests. All API calls must be made over HTTPS — calls over plain HTTP or without authentication will fail. ```curl curl -X GET 'https://api.letsdeel.com/rest/v2/contracts' \ -H 'Authorization: Bearer YOUR-TOKEN-HERE' ``` [Learn more about authentication](/api/authentication)
- `Authorization` header (bearer token, required) — Standard OAuth2 security scheme based on https://swagger.io/docs/specification/authentication/

## Servers

- `https://api.letsdeel.com/rest` (Production, default)
- `https://api-staging.letsdeel.com/rest` (Demo)

## Request

### Path parameters

- `child_id` (string, required) — Public id of the child organization, as returned in the id field of the create child organization response. It must be a direct child organization of the authenticated organization; any other id answers 403, an unknown id 404.
- `payment_method_id` (integer, required) — Id of the payment method, as returned when it was added. It must belong to the child organization; any other id answers 404.

### Headers

- `Idempotency-Key` (string, required) — Unique key, per child organization, that makes the request idempotent. Replaying the same key for the same child organization returns the original response without adding a second bank account. Reusing a key for the same child organization with a different body returns 409 IDEMPOTENCY_CONFLICT.
- `X-Beta` (enum, required, default: true) — Opts in to the beta version of this endpoint. Must be `true`.
  - Allowed values: `true`

### Body (application/json)

This endpoint expects an object.

- `data` (OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostRequestBodyContentApplicationJsonSchemaData, required) — The request payload.

## Response

### 200

The amounts matched. The bank account is verified and can be set as the default.

- `data` (OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaData, required) — The bank account as stored by Deel. The full account and routing numbers are never returned.

## Errors

### 400 Bad Request Error

Bad request. Nothing is written. The request body failed validation (the error item names the offending key), or the Idempotency-Key header is missing or longer than 64 characters.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItems, required)

### 401 Unauthorized Error

Unauthorized. The request token is missing or invalid.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItems, required)

### 403 Forbidden Error

Forbidden. The child organization is not a direct child of the caller, the feature is not enabled for the caller, or the token carries no person. Nothing is written.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItems, required)

### 404 Not Found Error

Not found. No organization has the given child_id, or the child organization has no active ACH method with that id. Nothing is written.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItems, required)

### 409 Conflict Error

Conflict. The method is already verified or otherwise not awaiting deposits, or the Idempotency-Key was reused with a different body. Nothing is written.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItems, required)

### 422 Unprocessable Entity Error

Unprocessable. INVALID_AMOUNTS: the amounts did not match; details.attempts_remaining says how many tries are left. VERIFICATION_EXHAUSTED: the third attempt failed too, the method is now VERIFICATION_FAILED and needs a bank statement for manual review.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItems, required)

### 429 Too Many Requests Error

Too many requests. Another request for this child organization is still in progress. Nothing is written.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItems, required)

### 500 Internal Server Error

An unexpected error occurred. The attempt was not counted, and the same request can be retried with the same Idempotency-Key.

- `errors` (list of OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItems, required)

## Types

### OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostRequestBodyContentApplicationJsonSchemaData

The request payload.

- `amounts` (list of double, required) — The two deposit amounts in USD, in any order, each between 0.01 and 0.99.

### OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaData

The bank account as stored by Deel. The full account and routing numbers are never returned.

- `id` (integer, required) — Id of the payment method. Use it in the verify, update and remove calls.
- `type` (enum, required) — Payment rail of the method. Only ACH in this version.
  - Allowed values: `ACH`
- `last4` (string, required) — Last four digits of the account number.
- `status` (enum, required) — PENDING_VERIFICATION until the two micro-deposit amounts are confirmed; VERIFIED once they are; ON_HOLD when the account is verified but the child organization has not completed its own verification yet; VERIFICATION_FAILED after three wrong attempts (it stays so while Deel reviews a bank statement, and becomes VERIFIED on approval); REMOVED after deletion.
  - Allowed values: `PENDING_VERIFICATION`, `VERIFIED`, `ON_HOLD`, `VERIFICATION_FAILED`, `REMOVED`
- `created_at` (string, required) — When the method was added.
- `is_default` (boolean, required) — Whether Deel debits this account for the child organization’s invoices.
- `account_type` (enum, required) — Checking or savings.
  - Allowed values: `CHECKING`, `SAVINGS`
- `is_deletable` (boolean, required) — Whether a remove call would succeed right now.
- `attempts_remaining` (integer, required) — Micro-deposit confirmation attempts left before the method needs a bank statement.
- `account_holder_name` (string, required) — Name on the bank account, as submitted.
- `verification_method` (enum, required) — How the account is verified. Only micro-deposits in this version.
  - Allowed values: `MICRO_DEPOSITS`
- `bank_name` (string, optional, nullable) — Name of the bank. Not available in this version; always null.
- `status_reason` (enum, optional, nullable) — Why the method is on hold, when it is. Null otherwise.
  - Allowed values: `NO_US_LEGAL_ENTITY`, `ORGANIZATION_NOT_VERIFIED`, `ACH_DISABLED`
- `not_deletable_reason` (enum, optional, nullable) — Why the method cannot be deleted, when it cannot. Null otherwise.
  - Allowed values: `USED_IN_AUTOMATIC_PAYMENT`, `USED_AS_BACKUP`

### OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItems

- `code` (enum, required) — Machine-readable error code.
  - Allowed values: `GENERIC_ERROR`
- `message` (string, required) — Human-readable explanation of the error.
- `details` (OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItemsDetails, optional) — Extra context for the code, when any: the ineligibility, rate-limit or not-deletable reason.

### OrganizationsChildrenChildIdPaymentMethodsPaymentMethodIdVerifyPostResponsesContentApplicationJsonSchemaErrorsItemsDetails

Extra context for the code, when any: the ineligibility, rate-limit or not-deletable reason.

- `reason` (string, optional) — Why the request was refused, for the NOT_ELIGIBLE, INVALID_BANK_ACCOUNT, RATE_LIMITED and NOT_DELETABLE codes.
- `attempts_remaining` (string, optional) — Micro-deposit attempts left, for the INVALID_AMOUNTS code.

## Examples

**Request**

```json
{
  "data": {
    "amounts": [
      0.32,
      0.45
    ]
  }
}
```

**Response**

```json
{
  "data": {
    "id": 635390,
    "type": "ACH",
    "last4": "2227",
    "status": "PENDING_VERIFICATION",
    "created_at": "2026-10-16T04:49:58Z",
    "is_default": false,
    "account_type": "CHECKING",
    "is_deletable": true,
    "attempts_remaining": 3,
    "account_holder_name": "Acme Inc",
    "verification_method": "MICRO_DEPOSITS",
    "bank_name": "Chase",
    "status_reason": "ORGANIZATION_NOT_VERIFIED",
    "not_deletable_reason": "USED_IN_AUTOMATIC_PAYMENT"
  }
}
```

**SDK Code**

```python
import requests

url = "https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390/verify"

payload = { "data": { "amounts": [0.32, 0.45] } }
headers = {
    "Idempotency-Key": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
    "X-Beta": "true",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.json())
```

```javascript
const url = 'https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390/verify';
const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': 'a1b2c3d4-e5f6-7890-abcd-ef1234567890',
    'X-Beta': 'true',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: '{"data":{"amounts":[0.32,0.45]}}'
};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390/verify"

	payload := strings.NewReader("{\n  \"data\": {\n    \"amounts\": [\n      0.32,\n      0.45\n    ]\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Idempotency-Key", "a1b2c3d4-e5f6-7890-abcd-ef1234567890")
	req.Header.Add("X-Beta", "true")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby
require 'uri'
require 'net/http'

url = URI("https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390/verify")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Idempotency-Key"] = 'a1b2c3d4-e5f6-7890-abcd-ef1234567890'
request["X-Beta"] = 'true'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"data\": {\n    \"amounts\": [\n      0.32,\n      0.45\n    ]\n  }\n}"

response = http.request(request)
puts response.read_body
```

```java
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390/verify")
  .header("Idempotency-Key", "a1b2c3d4-e5f6-7890-abcd-ef1234567890")
  .header("X-Beta", "true")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"data\": {\n    \"amounts\": [\n      0.32,\n      0.45\n    ]\n  }\n}")
  .asString();
```

```php
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390/verify', [
  'body' => '{
  "data": {
    "amounts": [
      0.32,
      0.45
    ]
  }
}',
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'Content-Type' => 'application/json',
    'Idempotency-Key' => 'a1b2c3d4-e5f6-7890-abcd-ef1234567890',
    'X-Beta' => 'true',
  ],
]);

echo $response->getBody();
```

```csharp
using RestSharp;

var client = new RestClient("https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390/verify");
var request = new RestRequest(Method.POST);
request.AddHeader("Idempotency-Key", "a1b2c3d4-e5f6-7890-abcd-ef1234567890");
request.AddHeader("X-Beta", "true");
request.AddHeader("Authorization", "Bearer <token>");
request.AddHeader("Content-Type", "application/json");
request.AddParameter("application/json", "{\n  \"data\": {\n    \"amounts\": [\n      0.32,\n      0.45\n    ]\n  }\n}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
```

```swift
import Foundation

let headers = [
  "Idempotency-Key": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
  "X-Beta": "true",
  "Authorization": "Bearer <token>",
  "Content-Type": "application/json"
]
let parameters = ["data": ["amounts": [0.32, 0.45]]] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://api.letsdeel.com/rest/organizations/children/8f1d2e3a-4b5f-4a2c-9c4e-1c0e6f1c4a52/payment-methods/635390/verify")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```